Niftycredit helps you to manage your credit profile and your budget while offering personalised
credit based on positive payment behaviour, which allows for better repayment terms.

Loan representation

Terms and conditions apply. APR:24.5% to 60%. Loan period: Minimum 3 months to maximum 12 months. Should a client wish to pay up his loan before his term ends he/she will be able to do so without any penalty fees. Interest and fees outstanding will thus be calculated pro-rata. Representative Example of loan: Loan amount R15 000, term 12 months, Annual Percentage Rate (APR) of 60%, plus Interest and Fees of R5 065.10 incl VAT and a monthly service fee of R69.00. Monthly instalment of R1 672.09 and total amount payable R20 065.10. Credit Cost Multiple: 1.3

Quick nifty loans

How it works

We understand that life happens and more often than not you need cash in a hurry. So, to help get cash in your bank as fast as possible, we have developed a technologically advanced system that makes applying for an online loan with nifty super simple.

Register

First you register with the usual information, name, ID, contact details, and email address.

Affordability

Nifty checks your credit score and bank statement to calculate what you can afford monthly.

Tick boxes

Once registered there are a few legalities and tick boxes.

Quotation and application

You can decide whether you would like to apply for the amount on offer or not.
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Helping you manage your money better.

Why niftycredit?

Flexible loans up to R12 000

Everyone is different. That is why we let you choose the loan amount to suit your needs and most importantly, what you can afford.

Easy online application

We understand urgency, so we have a quick and easy online application that takes no time at all, and you have access to 24/7.

Get your money fast

We've built our application process with you in mind. Our systems allow quick turnaround and your money will be available within minutes.

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    Testimonials

    What our clients think

    Client

    I receive a response on my status the same day, if it was good or bad; as well as recommending a plan to make me end up with the best results. Thank you for having my best interests at heart. GetBucks, thank you! Due to the COVID-19 and other factors, everyone facing a financial crisis and mental meltdown.
    Whatever you are doing, don’t stop.

    Client

    I would like to thank Hennie from GetBucks Complaints and Resolutions department for his Exceptional serves in dealing with my query. I inquired about my payout delay and with in minutes he called me back he promised to tend to the matter. He kept his word did everything he said he would. My payout was done and I’m extremely Happy. Hennie you are a star sir. Keep up the good work.

    D – Client

    Amazing assistance from the Fraud department. I found out I was listed on the SAFPS for fraud. Eddie received my documents and within a day and a half, I received my
    letter from SAFPS advising that I was a victim of fraud. Big ups to Eddie
    for his fast and efficient service on an issue that was weighing heavy on my shoulders.

    Client

    “This type of professionalism and commitment to the highest level of customer’s satisfaction has to be acknowledged. Having changing my mind set with such a pleasant experience with Hennie it would be my pleasure to recommend your services to people I know.”

    Client

    In this trouble time of our country, everyone is under pressure and and desperate.
    Thank you for understanding and the professionalism you stand by. Follow-ups were still being made even after the problems were attended to.

    I – Client

    “Application done, docs sent, approved before 12 and money in by 2 pm (I bank with FNB so it was almost instant). And your customer service was amazing online. Tarryn was so efficient and very helpful. What a sigh of relief to write this review.”

    H – Client

    “Thank you for resolving my query within the hour.
    Good to see that there are still businesses out there who would respond when having a problem.
    Thank you Hennie for the way you
    handled this matter.”

    C – Client

    Even though they had a problem with their system they still came through and assisted me with an urgent application. The friendly consultant followed up to make sure I received my payment.

    B – Client

    “I love GetBucks the staff that work there are every polite and helpful. I applied for a loan got approved within 30 minutes money was in within three hours after getting approved.”

    A – Client

    “Assistance with finance is hard to find but companies like GetBucks gives people like us chance t at life. Be grateful. Thanks once again.”

    E – Client

    Thanks Lunga my query turned into a thumbs up. I don’t know if I have ever experienced such great service.

    F – Client

    “Well done on the customer satisfaction
    and service that you as
    GetBucks offer.”

    G – Client

    I love the fact that there are no auto replies
    but a dedicated team
    to help all the time.

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